Our mission is to provide clients with planning-based investment and wealth management strategies that address every financial obstacle they may face throughout their lifetime.
Cascade Financial Strategies is a Registered Investment Advisor (RIA) and Limited Liability Corporation (LLC) registered with the states of Oregon and California. Through this entity, fee-based investment management, wealth management and financial planning is provided.
When a client enters into a financial planning or investment management agreement with Cascade Financial Strategies, the advice rendered will not include transaction charges for the purchase of investment or insurance products. Most fees are based on the amount of assets that are managed or on the scope of the financial planning that is accomplished. By conducting fee-only rather than transaction-based business, clients can be confident that their best interests are upheld and shared by their financial planner.
Socially Responsible Investing (SRI)
For clients that are interested, CFS will offer investment alternatives with an eye toward Social Responsibility. Socially conscious or sustainable investing includes placing investment with companies and managers that consider the environmental impact, social impact, and corporate governance of the underlying investments. The goal is for a client’s portfolio to be in line with their personal values.
CFP®, ChFC® Financial Advisor
Jack Schniepp founded Cascade Financial Strategies to provide comprehensive financial planning, wealth management, retirement planning, and investment management to families, individuals, small businesses, and non-profit organizations.
Before moving to Bend in 2002, Jack spent ten years as a professor and head baseball coach at Concordia University in Irvine CA. His experience and passion for teaching and coaching has provided a natural and successful transition into the realm of financial planning.
Jack supports and volunteers regularly at the Central Oregon Adult and Teen Challenge. He is also active in the causes of many other Central Oregon non profits. He and his wife Stacy reside in Bend and are involved in the many local activities and organizations that revolve around their eight children (Yes, you read that correctly!).
Jack graduated from Westmont College in Santa Barbara, CA with a degree in social science and a secondary teaching credential. He then went on to obtain a Masters degree from East Stroudsburg University in PA.
With over a decade of industry experience, which included two economic recessions and corresponding investing challenges, the great value of providing planning-based strategies has been confirmed over and over again. Jack’s primary focus, and the greatest need of his clients, is establishing and maintaining strategies that address the income needs of current and future generations.
Jack is able to implement comprehensive financial planning for clients that encompasses wealth management, retirement planning and income strategies, impact investing, life and long-term care insurance, tax management strategies, college funding, estate planning, and positioning investments to meet these needs.
Jack has been a CERTIFIED FINANCIAL PLANNER™ practitioner since 2007. This certification carries the highest requirements in the industry in terms of ethics, education, experience and exams. A CFP® practitioner must adhere to the CFP® Board’s Code of Ethics. These Rules of Conduct require these professionals to put client’s interests ahead of their own at all times and to provide their financial planning services as a “fiduciary”—acting in the best interest of their financial planning clients.
Jack has also obtained the additional financial planning designation as a Chartered Financial Consultant™ professional.
For more information about the CFP® designation, visit this website: http://www.cfp.net/
Neal Richards began his practice in 2007 with Northwestern Mutual in Bend, OR. In 2012 he became a Financial Advisor for Wells Fargo Advisors before seeking the flexibility and independence he has now found as part of Cascade Financial Strategies. As an independent, fee-only advisor, Neal now feels that he is able to offer a higher level of service and wider spectrum of investment and financial planning solutions to his clients.
Neal was raised in the small town of Lakeview, Oregon. He attended the University of Idaho and in 2006 graduated with degrees in Rangeland Ecology&Management and Ecology Conservation Biology. He also obtained a minor in Political Science.
Neal strongly believes that financial planning should be comprehensive and client-focused. Helping people, whether it’s planning for education expenses or retirement, is truly Neal’s passion. He believes deeply in the value of a trusted partner and is grateful to all who have entrusted him with their finances and for allowing him to be a part of their story. Neal has initiated the coursework to obtain his Certified Financial Planner™ certification.
Outside of work Neal is blessed to be married to Lindsey and is the father of three amazing children; Lydia (2009), Thomas (2012) and Hazel (2015). The Richards stay busy with a few acres of land where children and chickens roam free. In his spare time you may find Neal running in the Old Mill or swimming at the pool.
Contact Neal at firstname.lastname@example.org or by phone at 541-728-1285